The new financial year is approaching and with it comes changes to superannuation and tax that are expected to affect both employers and their employees.

Sam Perera shares his thoughts on Perera Crowther Financial Services and future of the risk sector in the below article by Karren Vergara from FS Advice.  

As National President of the Association of Financial Advisers (AFA), Sam Perera shares his thoughts for the New Year in the below Genxt Podcast, Episode 6: ‘AFA Leaders share their hopes for 2022’.

Income Protection insurance protects our most valuable asset  – our ability to earn an income. Our experience has shown that families and assets can be saved from financial ruin, those that are sick or injured and unable to work can service their debts, ensuring their standard of living can continue in spite of the tragic circumstances of their health. Insurers paid out more than $4.3B in Income Protection claims to tens of thousands of Australian families in 2019.

“All I would put to you is how is it fair that we have to charge these clients thousands of dollars to be able to get the advice that they so desperately need – to give them the dignity, the certainty and the confidence that they desperately want – as a result of the legislation that keeps coming down from the parliament and the ensuing regulations?”